How does FILO monitor loans for compliance?

FILO represents and warrants full compliance with all loan packages in accordance with state and federal regulations. All we do is indirect auto lending, meaning our internal auditing team has the advantage of experience and industry knowledge. Our Demographic Statistics on Customers Acquired continually prove that we do an excellent job monitoring compliance:  

• 93% average loan-to-value
• 740+ average FICO score
• <25 basis points in annual losses
• Delinquencies below industry average